ESTATE, SUCCESSION& TRUST TAX
ESTATE PLANNING THAT LEAVES NOTHING TO CHANCE.
Estate, succession, and trust tax for business owners. Planned while the decisions are still entirely yours, so what you've built reaches the people you built it for.
SERVING ENTREPRENEURS SINCE 2008 / ESTATE, SUCCESSION & TRUST IN ONE FIRM / PLANNING THAT STARTS YEARS AHEAD / SERVING CLIENTS ACROSS CANADA
ESTATE, SUCCESSION & TRUST TAX
ESTATE PLANNING THAT LEAVES NOTHING TO CHANCE.
Estate, succession, and trust tax for business owners. Planned while the decisions are still entirely yours, so what you've built reaches the people you built it for.
Gauvreau provides estate, succession, and trust tax planning for business owners across Canada.
That covers transferring wealth and ownership to the next generation, setting up and reviewing family trusts, and the trust and estate returns that follow. Planning starts years before it’s needed. The options narrow the longer it waits.
THE PROBLEM
A will says who gets what. It doesn't cover what it costs.
Most owners have a will, and most assume that means it's handled. A will directs where things go. It does nothing about the tax that comes due when it's needed.
The rules generally treat whatever you own as though it were sold. The accrued gain is taxed, the bill arrives, and the estate has to find the cash. For most owners the largest asset is the business, and selling it can be the only way to pay.
None of that surprises the rules. It only surprises the family. The time to plan this is while the decisions are still entirely yours.
WHAT WE DO
PROACTIVE PLANNING TO PROTECT YOUR LEGACY?
ESTATE PLANNING
We plan how what you own moves to the people you want to have it, and what the tax will be when it does. That means looking at the whole position, the corporation, the holdco, the property, the investments, and deciding the order and the structure years before anything happens.
- What the tax bill would be today, and where the cash to pay it would come from
- Structures that reduce or defer what the estate owes
- Reviewed as your position changes, because a plan set once stops fitting
SUCCESSION PLANNING
Ownership has to end up somewhere. We plan the tax side of getting it there, whether that's your children, a partner, a management team, or a buyer. The work is deciding who holds what and when, and making sure the structure supports it long before the handover.
- Transferring shares to children or to the next generation of owners
- Fixing today's value in place so future growth accrues where you want it
- Readying the structure years ahead, so the timing is yours to choose
FAMILY TRUSTS: SETUP AND ANALYSIS
A trust lets a trustee hold assets on behalf of beneficiaries. For an owner that usually means holding shares of the operating company or the holdco, so income can be allocated among family members within the split income rules and a future transfer is simpler. We set it up with the beneficiaries, trustees, and terms built around what you're planning.
TRUST TAX PLANNING
A proactive review of a trust's tax position, so current and future issues are understood and anything worth acting on gets acted on. We look at transactions before they happen rather than after, check that the structure still does what it was set up to do, and keep it aligned with the corporate and personal planning.
TRUST AND ESTATE RETURNS
The filings that follow. Annual T3 trust returns, bare trust reporting where it applies, and, when the time comes, the final and estate returns and the clearance certificate that closes an estate with CRA. That last part arrives at a difficult time, and we work through it with the executors and their lawyer so the family isn't left trying to understand it alone.
TESTIMONIALS
WHAT CLIENTS SAY
"Gauvreau are hands down, the leader in the accounting industry. We’ve had past accountants that simply do that, accounting. Then you’ve got Bob and his team, where they go above and beyond the call of duty. They truly care how your business is doing, and have become a pinnacle driver of how we run our business, look at numbers, and plan for our future. They have an entire team available and the response time is second to none. We also love their offerings, from simple taxes, to legal advice, and all the way up to an option of a CFO program where we have monthly meetings to look back, look at, and forecast our business and its numbers. They truly are a cut above the rest. Nothing else compares. Thank you!"
"When new legislation came down the pipe for our industry, I had to speak with several firms before finding Gauvreau and being introduced to Tyler Powers. Tyler was the only one who could confidently answer my questions. I have been extremely impressed with the level of service he and the team have been able to provide from a tax planning and bookkeeping perspective. As a busy entrepreneur with an evolving business, it's crucial to be able to know the team behind you not only cares, but is one you can trust who can help you make informed & confident decisions throughout your year and day to day. Every interaction I've had with any member of the team at Gauvreau has always been pleasant, prompt and professional. Would happily recommend, keep up the great work everyone!"
"We have been clients of Gauvreau for several years and have consistently received exceptional service. Their team takes the time to answer questions clearly, provide practical guidance, and ensure everything is handled accurately and efficiently. We appreciate their attention to detail, expertise, and commitment to client service. It is reassuring to work with a firm we can trust for both our personal and business accounting needs. We are grateful for the support and advice they have provided over the years and would confidently recommend them to anyone seeking experienced and dependable accounting professionals."
"I cannot even put into words how appreciative I am of this firm. I have NO IDEA what on Earth I was doing without them before. They truly and genuinely care about hoping you and your business, and your money. The organization of all the Departments is great! I feel SO confident having my finances in their hands. They have spent days and hours with me going over everything to make sure I know exactly what is going on. They have dug deep for me to try to make sure I was taken care of. Thank you so much!"
"Started using Gauvreau over a year ago to help set-up a corporation and then to do my personal and corporate tax returns. My main point of contact has been Tyler Powers and I cannot say enough positive things about this firm and person. Starting a corporation and working through the financial statements and tax returns is supposed to be overwhelming, but with the support of Tyler and the team at Gauvreau, it’s been a breeze. Anytime I have concerns or questions, Tyler makes it easy for me to reach out and alleviate any stress I had, which allowed me to focus on my business and not worry about the numbers. I highly recommend Gauvreau for any accounting, tax or even legal needs. Extremely happy client!!"
"We’ve had a fantastic experience working with Gauvreau! As new business owners navigating finances and taxes can feel overwhelming, but the entire team has been incredibly knowledgeable, responsive, and supportive every step of the way. They take the time to ensure everything is handled properly and efficiently, giving us confidence and peace of mind. Their proactive approach, clear communication, and attention to detail truly set them apart. We highly recommend them to any business looking for a reliable and professional accounting partner. "
"I was referred by a client and friend of mine, who highly recommended Bob and his team to help me first with bookkeeping, which has now turned into accounting that we're moving over as well as they've set us up in record time. Knowing I can lean on them for speed of execution in the legal and accounting space, it's something after 17 years of business I am NOT accustomed too. I'm building our a multi million dollar real estate portfolio and have been looking for someone able to advise on strategy and actually execute. Knowing I have someone reliable and who can move with speed in the investing world (for me anyways) is HUGE! ;-)"
"I LOVE Gauvreau! Bob Gauvreau is an expert in his field and he seeks out like-minded professionals to work for/with him. The entire staff are exceptional, from the smiling front desk staff to the support staff who respond promptly to any inquiry you may have. I deal with Tyler Powers who is amazing and quick to respond and give advice but other colleagues also deal with Gauvreau and have had the same experience. Their knowledge is extensive and they love to share what they know. I cannot recommend them enough!"
"As a small business, numbers are everything to us. Bob and his team go above and beyond what you’d expect from an accountant or bookkeeping firm. They offer a turn-key solution for us that has so much value that our financials are no longer a major burden or stress to us. If you own a business I highly recommend talking with Gauvreau, they can help identify where you are succeeding and where you could make some much needed change. It might just save your business!"
"Gauvreau Accounting and Tax Law Advisory is a one-stop-shop for all my Corporate, Personal and Estate matters. Responsiveness and communication is consistently exceptional, matched with the upmost professionalism, advice, accuracy and deliverables for all my accounting needs. I've worked with so many members of the team over the years and I'm forever impressed and grateful."
"Expert advice, clear explanations and sensible advisory services. Tyler helped me out of a multi-year tax complication and set me on the right path to fixing my situation. No rush, Tyler took the time to make sure that I actually understood my situation and how the decisions I make will impact me in the future. I have switched over to Gauvreau for all my accounting services in the future."
“I've been working with the team at Gauvreau for a few years with my business and personally. Specifically working with Tyler Powers has been exceptional. The service is second to none. They consistently go above and beyond to provide me with all I need to run my business. I trust them wholly and would highly recommend them."
"It has been a pleasure to work with the team at Gauvreau. From my first meeting they were all very helpful and knowledgeable. They had insightful ideas about how to do things more efficiently and cost effectively. I can most definitely say that the work at Gauvreau is absolutely flawless. They are very detail oriented and they always know what needs to be done. My experience leaves me with no hesitation to recommend them for any accounting needs."
“Working with Tyler Powers was excellent. He has a genuine interest in his clients as he took extra time to help answer questions and bring to light errors made by another accounting firm. I have high standards, especially with accounting as my field of study, and Tyler exceeds them all. I highly recommend Gauvreau.”
“We have used Gauvreau since opening our business and we cannot say enough good things. We work with Tyler Powers and he is extremely professional and goes above and beyond - emails are answered promptly, and accounting details run smoothly. Everyone is always friendly. We are very happy!”
"Gauvreau is an amazing team to be working with. From the time we started working with them it has been a very professional and valued experience. Bob and his team are very experienced with what they do and make sure that you are satisfied with their services through the entire process. Would highly recommend them to anyone!"
"I switched all my accounting to Gauvreau after having issues with a different accounting office. It has been one of my best choices for my business accounts. I work mostly with Jenn and she is absolutely fantastic, answers every question and goes above and beyond to help me with any issues I am having regarding my accounts. All interactions I have had with other members of their team have also been very positive. I 10/10 recommend Gauvreau."
"I find that since working with Gauvreau, they are very attentive to both my needs and business growth. They use innovative tools which makes my job of keeping track of my current state so much easier than I have ever experienced. The staff are knowledgeable, friendly and are on top of all I could hope for in an accounting firm. I highly recommend this company."
"I've been working with Gauvreau for our organization's financial needs, and they have been amazing. The team is incredibly knowledgeable about bookkeeping and financial management. Communication with them is very easy. They're responsive, friendly, and always willing to address my questions or concerns promptly. Their fees are reasonable. I highly recommend them!"
"My experience with Gauvreau has been amazing, not only did they help me get my books back in order but also opened my eyes to all the benefits and value that come with have a professional accounting team on your side! Everyone that helps me from Robert's team is helpful, timely and always friendly! Highly recommended!"
"Tyler Powers has been helping with our accounting side of business & Jeff Fitzgerald has been helping us with a real estate transaction. Both parties have been amazing to deal with. Quick to answer & extremely tentative. Definitely look forward to continuing our business with Gauvreau in the future. Highly recommend."
"My income taxes were more complex than usual this year. Tyler Powers assisted me by going above and beyond to acquire the needed information. This was especially appreciated as I was supporting a very ill spouse at the same time as the tax returns were due. Tyler was also kind and reassuring and got the job done before the deadline."
"The team at Gauvreau is world-class!!! I was having a very stressful day dealing with banks & lawyers and I needed a tax document from them. Ashley answered the phone and was so incredibly positive and helpful - truly a breath of fresh air. It completely shifted the course of my evening. I am very grateful to be working with such a caring team."
"We have worked with Gauvreau Accounting for a number of years and have found all the staff to be pleasant, knowledgable and responsive to our needs in a prompt and professional manner. We have great confidence in Gauvreau Accounting and highly recommend their services."
"Excellent in their work. Easy to submit tax info. Friendly service and respond quickly to questions. Considering I have two home businesses they handle my taxes efficiently. I won’t go elsewhere"
"The Entire team at Gauvreau is top notch. They have made a massive difference in my business and completely changed our view on finances and operations. I would recommend Gauvreau to anyone in need of an excellent, experienced accounting team."
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